Need a Quick cash loan? Fast approval with CTBC (PH)


Are you in need of cash for your urgent needs?
Apply for a personal loan now! Be approved in 3 to 5 working days.
  • No Collateral
  • No Co maker
  • Very low-interest rate

This is available with CTBC Bank (formerly known as Chinatrust), who offers a repayment plan of 12,18,24 to 36 months.

The amount you can avail can range from PhP 20,000 to  PhP 1,000,000. You can use this immediately for anything such as home repairs, tuition, bill payments and other urgent needs.
(This is however subject to bank approval depending on your income.)

REQUIREMENTS
If you qualify then all you need is the following:
  1. Photocopy of latest ITR / BIR Form 2316
  2. Photocopy of ID issued by the employer and a government issued ID.
  3. Photocopy of one (1) month latest payslip
  4. Certificate of Employment
* Original copies of the requirements would need to be presented prior to loan release.

HOW TO KNOW IF YOU QUALIFY?
  • You must be 23 to 60 years old* upon loan maturity.
  • With minimum gross monthly income of PhP15,000. for Metro Manila-based applicants or PhP10,000. for provincial-based applicants.
  • Must be with the current company for at least one (1) year on a regular / permanent status.
  • With office landline
  • Must be a Filipino citizen
* Qualifications may vary subject to the Bank's terms and policies.
* 61 to 65 years old upon loan maturity may be allowed if verified with employer that retirement age is 65 years old. Borrowers who are more than 60 years old upon loan maturity must also submit a photocopy of a Credit Life Insurance.

Note: FOR CALL CENTER / BPO EMPLOYEES
  • You must be with the industry for at least three (3) years on a regular / permanent status.
  • With a minimum gross monthly income of PhP 25,000.

NOT QUALIFIED:
(We are sorry to inform you that the following Industry/occupation is not accepted in Bank Loans)
  • Construction and Gov’t Employees.
  • OFW, Gaming industry, Casinos, Law firm employees, Manpower services.
  • Legal/judiciary staff, Politicians, Military, Police, Armed Forces officials
  • Media Personalities, Entertainers, Travel/Security Agencies, Garments industry.

INTEREST RATE
Monthly Add-On ranges from 1.39% to 1.79% only across all loan terms.
How to compute Monthly Amortization
A: Loan Amount / Terms or Years to Pay
B: Loan Amount x Interest Rate
A + B = Monthly payment
You may visit this page for a sample computation of your monthly loan repayment: http://www.chinatrust.com.ph/know-your-desired-monthly-amortization.html

RELEASE OF LOAN PROCEEDS:
- Any CTBC Branch
- Mon-Fri : 9am – 4pm except Global City Branch, till 5pm

Interested? Call or Text me now for assistance:
Contact person: Joyce
Smart: +63 9472185131
Globe: +63 9274632222

Kindly read this full article to avoid asking questions that are already answered here.


MODE OF PAYMENT:
PDC – Post Dated Checks
To be issued by the client depending on the terms being approved/booked

PAYMENT CENTER:
Chinatrust Branches
Union Bank Branches
Bancnet Online
LBC Branches (except Mall Branches)

Other articles you might want to read:
Source: http://www.ctbcbank.com.ph/PersonalBanking/Loans/ForSalariedIndividuals/En_ForSalariedIndividuals.html

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